One guide in Wisconsin: Fort McCoy, an Army installation in Sparta. At E-5 with dependents, 2026 BAH is $1,395 a month, set against HUD's fair market rent for a 3-bedroom home near it.
Rates last verified August 2026 against the published source tables.
1 guide · WI exempts out-of-state stationed military · TRICARE West (TriWest), split by ZIP code · E-5 with dependents: $1,395 BAH
| Installation | City | Branch | Allowance at E-5 with dependents | Against local rent |
|---|---|---|---|---|
| Fort McCoy | Sparta | Army | $1,395 BAH | Covers a 3-bedroom with only $12 to spare |
Wisconsin. Wisconsin exempts military pay for members stationed outside Wisconsin. Members stationed in Wisconsin may owe state income tax.
SCRA. Under the Servicemembers Civil Relief Act your military pay is taxed by the state you are domiciled in, not by the one your duty station sits in. Being assigned to Fort McCoy does not by itself change which state may tax you, and it does not create a filing obligation where you are stationed.
Wisconsin is split between two regions. Some Wisconsin ZIP codes fall in TRICARE East, administered by Humana Military, and the rest in TRICARE West, administered by TriWest Healthcare Alliance. Which one covers you follows your home address rather than the installation, so check your ZIP at https://www.tricare.mil/About/Regions before you enroll.
Maintained by PCS Calculator, an independent site run by an active-duty service member. BAH checked against DTMO's 2026 table on 19 August 2026; rents from HUD's FY2027 fair market rents, fetched 28 September 2026; state tax treatment of military pay checked 19 August 2026; TRICARE regions checked 27 August 2026. This page was last updated 4 November 2026. How every figure on this site is checked