8 guides in Washington: 4 Navy, 2 Air Force, 1 Army and 1 joint installations. At E-5 with dependents, 2026 BAH runs from $2,073 a month at Naval Air Station Whidbey Island to $2,556 at Fort Lewis, Joint Base Lewis-McChord and McChord Air Force Base, across 4 housing areas, set against HUD's fair market rent for a 3-bedroom home near each.
Rates last verified August 2026 against the published source tables.
8 guides · No Washington state income tax · TRICARE West (TriWest) · E-5 with dependents: $2,073 to $2,556 BAH across 4 housing areas
| Installation | City | Branch | Allowance at E-5 with dependents | Against local rent |
|---|---|---|---|---|
| Bangor Naval Base | Silverdale | Navy | $2,364 BAH | Falls $273 short of a 3-bedroom |
| Bremerton Naval Shipyard | Bremerton | Navy | $2,364 BAH | Falls $273 short of a 3-bedroom |
| Fairchild Air Force Base | Spokane | Air Force | $2,184 BAH | Covers a 3-bedroom with $137 to spare |
| Fort Lewis | Tacoma | Army | $2,556 BAH | Falls $293 short of a 3-bedroom |
| Joint Base Lewis-McChord | Tacoma | Joint | $2,556 BAH | Falls $293 short of a 3-bedroom |
| McChord Air Force Base | Tacoma | Air Force | $2,556 BAH | Falls $293 short of a 3-bedroom |
| Naval Air Station Whidbey Island | Oak Harbor | Navy | $2,073 BAH | Falls $428 short of a 3-bedroom |
| Naval Base Kitsap | Bremerton | Navy | $2,364 BAH | Falls $273 short of a 3-bedroom |
At E-5 with dependents, 2026 BAH goes furthest at Fairchild Air Force Base, where it covers a 3-bedroom with $137 to spare, and least far at Naval Air Station Whidbey Island, where it falls $428 short of a 3-bedroom. It covers HUD's 3-bedroom rent at 1 of the 8 installations.
| Installation | 2026 BAH | HUD 3-bedroom rent | After rent |
|---|---|---|---|
| Fairchild Air Force Base | $2,184 | $2,047 | $137 left |
| Bangor Naval Base | $2,364 | $2,637 | $273 short |
| Bremerton Naval Shipyard | $2,364 | $2,637 | $273 short |
| Naval Base Kitsap | $2,364 | $2,637 | $273 short |
| Fort Lewis | $2,556 | $2,849 | $293 short |
| Joint Base Lewis-McChord | $2,556 | $2,849 | $293 short |
| McChord Air Force Base | $2,556 | $2,849 | $293 short |
| Naval Air Station Whidbey Island | $2,073 | $2,501 | $428 short |
HUD's FY2027 fair market rent is the 40th-percentile gross rent for the area, utilities included, which is what BAH is meant to cover; it is a benchmark, not a listing. Source: HUD.
Washington. Washington has no state income tax — military pay is never taxed here.
SCRA. Under the Servicemembers Civil Relief Act your military pay is taxed by the state you are domiciled in, not by the one your duty station sits in. Being assigned to an installation in Washington does not by itself change which state may tax you, and it does not create a filing obligation where you are stationed.
TRICARE West. Care at all 8 installations in Washington falls under the TRICARE West region, administered by TriWest Healthcare Alliance — enrollment and claims run through 888-TRIWEST (874-9378).
Maintained by PCS Calculator, an independent site run by an active-duty service member. BAH checked against DTMO's 2026 table on 19 August 2026; rents from HUD's FY2027 fair market rents, fetched 28 September 2026; state tax treatment of military pay checked 19 August 2026; TRICARE regions checked 27 August 2026. This page was last updated 4 November 2026. How every figure on this site is checked