12 guides in Texas: 5 Air Force, 4 Army and 3 Navy installations. At E-5 with dependents, 2026 BAH runs from $1,470 a month at Laughlin Air Force Base to $1,872 at Dyess Air Force Base, across 9 housing areas, set against HUD's fair market rent for a 3-bedroom home near each.
Rates last verified August 2026 against the published source tables.
12 guides · No Texas state income tax · TRICARE West (TriWest) · E-5 with dependents: $1,470 to $1,872 BAH across 9 housing areas
| Installation | City | Branch | Allowance at E-5 with dependents | Against local rent |
|---|---|---|---|---|
| Corpus Christi Naval Air Station | Corpus Christi | Navy | $1,788 BAH | Falls only $67 short of a 3-bedroom |
| Dyess Air Force Base | Abilene | Air Force | $1,872 BAH | Covers a 3-bedroom with $170 to spare |
| Fort Bliss | El Paso | Army | $1,809 BAH | Covers a 3-bedroom with $250 to spare |
| Fort Hood | Killeen | Army | $1,695 BAH | Covers a 3-bedroom with $119 to spare |
| Fort Sam Houston | San Antonio | Army | $1,869 BAH | Covers a 3-bedroom with only $5 to spare |
| Goodfellow Air Force Base | San Angelo | Air Force | $1,578 BAH | Falls $232 short of a 3-bedroom |
| Ingleside Naval Station | Ingleside | Navy | $1,788 BAH | Falls only $67 short of a 3-bedroom |
| Joint Base San Antonio | San Antonio | Air Force | $1,869 BAH | Covers a 3-bedroom with only $5 to spare |
| Kingsville Naval Air Station | Kingsville | Navy | $1,788 BAH | Covers a 3-bedroom with $222 to spare |
| Laughlin Air Force Base | Del Rio | Air Force | $1,470 BAH | Falls only $15 short of a 3-bedroom |
| Red River Army Depot | Texarkana | Army | $1,590 BAH | Covers a 3-bedroom with $187 to spare |
| Sheppard Air Force Base | Wichita Falls | Air Force | $1,491 BAH | Falls only $51 short of a 3-bedroom |
At E-5 with dependents, 2026 BAH goes furthest at Fort Bliss, where it covers a 3-bedroom with $250 to spare, and least far at Goodfellow Air Force Base, where it falls $232 short of a 3-bedroom. It covers HUD's 3-bedroom rent at 7 of the 12 installations.
| Installation | 2026 BAH | HUD 3-bedroom rent | After rent |
|---|---|---|---|
| Fort Bliss | $1,809 | $1,559 | $250 left |
| Kingsville Naval Air Station | $1,788 | $1,566 | $222 left |
| Red River Army Depot | $1,590 | $1,403 | $187 left |
| Dyess Air Force Base | $1,872 | $1,702 | $170 left |
| Fort Hood | $1,695 | $1,576 | $119 left |
| Fort Sam Houston | $1,869 | $1,864 | $5 left |
| Joint Base San Antonio | $1,869 | $1,864 | $5 left |
| Laughlin Air Force Base | $1,470 | $1,485 | $15 short |
| Sheppard Air Force Base | $1,491 | $1,542 | $51 short |
| Corpus Christi Naval Air Station | $1,788 | $1,855 | $67 short |
| Ingleside Naval Station | $1,788 | $1,855 | $67 short |
| Goodfellow Air Force Base | $1,578 | $1,810 | $232 short |
HUD's FY2027 fair market rent is the 40th-percentile gross rent for the area, utilities included, which is what BAH is meant to cover; it is a benchmark, not a listing. Source: HUD.
Texas. Texas has no state income tax — military pay is never taxed here.
SCRA. Under the Servicemembers Civil Relief Act your military pay is taxed by the state you are domiciled in, not by the one your duty station sits in. Being assigned to an installation in Texas does not by itself change which state may tax you, and it does not create a filing obligation where you are stationed.
TRICARE West. Care at all 12 installations in Texas falls under the TRICARE West region, administered by TriWest Healthcare Alliance — enrollment and claims run through 888-TRIWEST (874-9378).
Maintained by PCS Calculator, an independent site run by an active-duty service member. BAH checked against DTMO's 2026 table on 19 August 2026; rents from HUD's FY2027 fair market rents, fetched 28 September 2026; state tax treatment of military pay checked 19 August 2026; TRICARE regions checked 27 August 2026. This page was last updated 5 November 2026. How every figure on this site is checked