2 guides in Rhode Island: 2 Navy installations. At E-5 with dependents, 2026 BAH is $2,847 a month at both, which share one housing area, set against HUD's fair market rent for a 3-bedroom home near each.
Rates last verified August 2026 against the published source tables.
2 guides · RI taxes military pay for RI domiciliaries · TRICARE East (Humana) · E-5 with dependents: $2,847 BAH in one housing area
| Installation | City | Branch | Allowance at E-5 with dependents | Against local rent |
|---|---|---|---|---|
| Naval Station Newport | Newport | Navy | $2,847 BAH | Falls $480 short of a 3-bedroom |
| Naval War College Newport | Newport | Navy | $2,847 BAH | Falls $480 short of a 3-bedroom |
At E-5 with dependents, 2026 BAH is the same $2,847 at every installation in Rhode Island, against the same $3,327 rent for a 3-bedroom, so it goes as far at each: it falls $480 short of a 3-bedroom.
HUD's FY2027 fair market rent is the 40th-percentile gross rent for the area, utilities included, which is what BAH is meant to cover; it is a benchmark, not a listing. Source: HUD.
Rhode Island. Rhode Island taxes active-duty pay for Rhode Island residents. Its military exemption covers retirement pay, not active-duty pay.
SCRA. Under the Servicemembers Civil Relief Act your military pay is taxed by the state you are domiciled in, not by the one your duty station sits in. Being assigned to an installation in Rhode Island does not by itself change which state may tax you, and it does not create a filing obligation where you are stationed.
TRICARE East. Care at both installations in Rhode Island falls under the TRICARE East region, administered by Humana Military — enrollment and claims run through 800-444-5445.
Maintained by PCS Calculator, an independent site run by an active-duty service member. BAH checked against DTMO's 2026 table on 19 August 2026; rents from HUD's FY2027 fair market rents, fetched 28 September 2026; state tax treatment of military pay checked 19 August 2026; TRICARE regions checked 27 August 2026. This page was last updated 4 November 2026. How every figure on this site is checked