2 guides in Missouri: 1 Air Force and 1 Army installations. At E-5 with dependents, 2026 BAH runs from $1,479 a month at Fort Leonard Wood to $1,611 at Whiteman Air Force Base, across 2 housing areas, set against HUD's fair market rent for a 3-bedroom home near each.
Rates last verified August 2026 against the published source tables.
2 guides · MO exempts out-of-state stationed military · TRICARE West (TriWest), split by ZIP code · E-5 with dependents: $1,479 to $1,611 BAH across 2 housing areas
| Installation | City | Branch | Allowance at E-5 with dependents | Against local rent |
|---|---|---|---|---|
| Fort Leonard Wood | Waynesville | Army | $1,479 BAH | Falls $148 short of a 3-bedroom |
| Whiteman Air Force Base | Knob Noster | Air Force | $1,611 BAH | Covers a 3-bedroom with $181 to spare |
At E-5 with dependents, 2026 BAH goes furthest at Whiteman Air Force Base, where it covers a 3-bedroom with $181 to spare, and least far at Fort Leonard Wood, where it falls $148 short of a 3-bedroom. It covers HUD's 3-bedroom rent at 1 of the 2 installations.
| Installation | 2026 BAH | HUD 3-bedroom rent | After rent |
|---|---|---|---|
| Whiteman Air Force Base | $1,611 | $1,430 | $181 left |
| Fort Leonard Wood | $1,479 | $1,627 | $148 short |
HUD's FY2027 fair market rent is the 40th-percentile gross rent for the area, utilities included, which is what BAH is meant to cover; it is a benchmark, not a listing. Source: HUD.
Missouri. Missouri exempts military pay for members stationed outside Missouri. Members stationed in Missouri may owe state income tax on their pay.
SCRA. Under the Servicemembers Civil Relief Act your military pay is taxed by the state you are domiciled in, not by the one your duty station sits in. Being assigned to an installation in Missouri does not by itself change which state may tax you, and it does not create a filing obligation where you are stationed.
Missouri is split between two regions. Some Missouri ZIP codes fall in TRICARE East, administered by Humana Military, and the rest in TRICARE West, administered by TriWest Healthcare Alliance. Which one covers you follows your home address rather than the installation, so check your ZIP at https://www.tricare.mil/About/Regions before you enroll.
Maintained by PCS Calculator, an independent site run by an active-duty service member. BAH checked against DTMO's 2026 table on 19 August 2026; rents from HUD's FY2027 fair market rents, fetched 28 September 2026; state tax treatment of military pay checked 19 August 2026; TRICARE regions checked 27 August 2026. This page was last updated 4 November 2026. How every figure on this site is checked