2 guides in Indiana: 1 Air Force and 1 Navy installations. At E-5 with dependents, 2026 BAH runs from $1,362 a month at Grissom Air Reserve Base to $1,905 at Crane Naval Surface Warfare Center, across 2 housing areas, set against HUD's fair market rent for a 3-bedroom home near each.
Rates last verified August 2026 against the published source tables.
2 guides · Military pay exempt from IN income tax · TRICARE East (Humana), split by ZIP code · E-5 with dependents: $1,362 to $1,905 BAH across 2 housing areas
| Installation | City | Branch | Allowance at E-5 with dependents | Against local rent |
|---|---|---|---|---|
| Crane Naval Surface Warfare Center | Crane | Navy | $1,905 BAH | Covers a 3-bedroom with $697 to spare |
| Grissom Air Reserve Base | Peru | Air Force | $1,362 BAH | Covers a 3-bedroom with $154 to spare |
At E-5 with dependents, 2026 BAH goes furthest at Crane Naval Surface Warfare Center, where it covers a 3-bedroom with $697 to spare, and least far at Grissom Air Reserve Base, where it covers a 3-bedroom with $154 to spare. It covers HUD's 3-bedroom rent at both installations.
| Installation | 2026 BAH | HUD 3-bedroom rent | After rent |
|---|---|---|---|
| Crane Naval Surface Warfare Center | $1,905 | $1,208 | $697 left |
| Grissom Air Reserve Base | $1,362 | $1,208 | $154 left |
HUD's FY2027 fair market rent is the 40th-percentile gross rent for the area, utilities included, which is what BAH is meant to cover; it is a benchmark, not a listing. Source: HUD.
Indiana. Indiana fully exempts active-duty military pay, including National Guard and Reserve pay when on federal orders.
SCRA. Under the Servicemembers Civil Relief Act your military pay is taxed by the state you are domiciled in, not by the one your duty station sits in. Being assigned to an installation in Indiana does not by itself change which state may tax you, and it does not create a filing obligation where you are stationed.
Indiana is split between two regions. Some Indiana ZIP codes fall in TRICARE East, administered by Humana Military, and the rest in TRICARE West, administered by TriWest Healthcare Alliance. Which one covers you follows your home address rather than the installation, so check your ZIP at https://www.tricare.mil/About/Regions before you enroll.
Maintained by PCS Calculator, an independent site run by an active-duty service member. BAH checked against DTMO's 2026 table on 19 August 2026; rents from HUD's FY2027 fair market rents, fetched 28 September 2026; state tax treatment of military pay checked 19 August 2026; TRICARE regions checked 27 August 2026. This page was last updated 4 November 2026. How every figure on this site is checked