12 guides in Florida: 6 Navy, 5 Air Force and 1 Space Force installations. At E-5 with dependents, 2026 BAH runs from $1,863 a month at Naval Air Station Pensacola and Naval Air Station Whiting Field to $3,969 at Naval Air Station Key West, across 8 housing areas, set against HUD's fair market rent for a 3-bedroom home near each.
Rates last verified August 2026 against the published source tables.
12 guides · No Florida state income tax · TRICARE East (Humana) · E-5 with dependents: $1,863 to $3,969 BAH across 8 housing areas
| Installation | City | Branch | Allowance at E-5 with dependents | Against local rent |
|---|---|---|---|---|
| Eglin Air Force Base | Valparaiso | Air Force | $2,433 BAH | Falls $183 short of a 3-bedroom |
| Homestead Air Reserve Base | Homestead | Air Force | $3,660 BAH | Covers a 3-bedroom with $383 to spare |
| Hurlburt Field | Mary Esther | Air Force | $2,433 BAH | Falls $183 short of a 3-bedroom |
| MacDill Air Force Base | Tampa | Air Force | $2,709 BAH | Covers a 3-bedroom with $261 to spare |
| Miami Naval Air Station | Miami | Navy | $3,660 BAH | Covers a 3-bedroom with $383 to spare |
| Naval Air Station Jacksonville | Jacksonville | Navy | $2,181 BAH | Covers a 3-bedroom with $104 to spare |
| Naval Air Station Key West | Key West | Navy | $3,969 BAH | Covers a 3-bedroom with $996 to spare |
| Naval Air Station Pensacola | Pensacola | Navy | $1,863 BAH | Falls $171 short of a 3-bedroom |
| Naval Air Station Whiting Field | Milton | Navy | $1,863 BAH | Falls $171 short of a 3-bedroom |
| Naval Station Mayport | Mayport | Navy | $2,181 BAH | Covers a 3-bedroom with $104 to spare |
| Patrick Space Force Base | Cocoa Beach | Space Force | $2,502 BAH | Covers a 3-bedroom with $120 to spare |
| Tyndall Air Force Base | Panama City | Air Force | $2,163 BAH | Covers a 3-bedroom with only $62 to spare |
At E-5 with dependents, 2026 BAH goes furthest at Naval Air Station Key West, where it covers a 3-bedroom with $996 to spare, and least far at Eglin Air Force Base and Hurlburt Field, where it falls $183 short of a 3-bedroom. It covers HUD's 3-bedroom rent at 8 of the 12 installations.
| Installation | 2026 BAH | HUD 3-bedroom rent | After rent |
|---|---|---|---|
| Naval Air Station Key West | $3,969 | $2,973 | $996 left |
| Homestead Air Reserve Base | $3,660 | $3,277 | $383 left |
| Miami Naval Air Station | $3,660 | $3,277 | $383 left |
| MacDill Air Force Base | $2,709 | $2,448 | $261 left |
| Patrick Space Force Base | $2,502 | $2,382 | $120 left |
| Naval Air Station Jacksonville | $2,181 | $2,077 | $104 left |
| Naval Station Mayport | $2,181 | $2,077 | $104 left |
| Tyndall Air Force Base | $2,163 | $2,101 | $62 left |
| Naval Air Station Pensacola | $1,863 | $2,034 | $171 short |
| Naval Air Station Whiting Field | $1,863 | $2,034 | $171 short |
| Eglin Air Force Base | $2,433 | $2,616 | $183 short |
| Hurlburt Field | $2,433 | $2,616 | $183 short |
HUD's FY2027 fair market rent is the 40th-percentile gross rent for the area, utilities included, which is what BAH is meant to cover; it is a benchmark, not a listing. Source: HUD.
Florida. Florida has no state income tax — military pay is never taxed here.
SCRA. Under the Servicemembers Civil Relief Act your military pay is taxed by the state you are domiciled in, not by the one your duty station sits in. Being assigned to an installation in Florida does not by itself change which state may tax you, and it does not create a filing obligation where you are stationed.
TRICARE East. Care at all 12 installations in Florida falls under the TRICARE East region, administered by Humana Military — enrollment and claims run through 800-444-5445.
Maintained by PCS Calculator, an independent site run by an active-duty service member. BAH checked against DTMO's 2026 table on 19 August 2026; rents from HUD's FY2027 fair market rents, fetched 28 September 2026; state tax treatment of military pay checked 19 August 2026; TRICARE regions checked 27 August 2026. This page was last updated 5 November 2026. How every figure on this site is checked